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The High Balance CD and Insured Cash Sweep® (ICS) are designed for individuals, non-profits, and businesses with higher liquidity and cash balance needs. They are available at all of our offices through a consultation with our bankers and cash management team.
A High Balance Certificates of Deposit has a 182 day term and is designed for personal and business accounts with a minimum opening balance of $250,000 or more. See a personal banker for more details.
ICS is an interest-bearing daily sweep account specifically designed for high cash balances and provides access to FDIC Coverage above traditional limits. ICS is a fully liquid account, and the entire balance can be accessed at any time without penalty. See a personal banker for more details.
Oostburg State Bank will be closed in observance of all federal holidays.
Because the Federal Reserve System does not process transactions on these days, our closure helps prevent confusion or delays that could occur if we remained open. By aligning with the Federal Reserve schedule, we ensure that transaction expectations are clear and consistent for our customers.
